Decode MSME Credit With Confidence
Real stories. Free tools. Actionable lessons.
Join 1,000+ MSMEs and credit learners building their financial future with clarity.
Who This Is For?
Whether you’re an MSME founder, junior credit officer, or finance student — Smart Credit is built to guide you.
You’ll love it here if you want to:
-Understand balance sheets and CMA reports
-Make your business more bankable
-Learn MSME finance step by step
-Build a career in credit analysis
Learn with Me
Podcast
Bite-sized MSME tips in your ear every Monday & Thursday
Simple lessons on loans, ratios, and credit report
Credit tips, MSME case studies & business wisdom
YouTube Classes
Blog & Guides
Download Free Toolkit
Grab practical MSME resources — made for real business needs
Loan Sanction Checklist
CMA Format
Balance Sheet Decode
Credit Interview Q&A
Books That Make Credit Simple
From business owners to bankers — learn in your language.
MSME Mastery — Strategy, finance, and growth decoded
Balance Sheet Blueprint — A beginner’s guide for analysts
Coming Soon – Inner Circle Membership
Smart Credit Inner Circle — Premium mentorship at just ₹999/year
Includes templates, case-solving, community, and expert support.
Launching September 2025
Real Stories. Real Support.
I am extremely satisfied with Sangeeta's free credit learning ressources! She exceeded my expectations with her knowledge and ease to explain. Her teaching skills were excellent. I highly recommend her to everyone.
- Meghna, Ghaziabad India
“Sangeeta ma’am explains credit like no one else. My loan finally got sanctioned thanks to her toolkit.”
— Amit Jain, MSME Founder, Nashik
★★★★★
★★★★★
You don’t need a finance degree to manage your business well.
You just need the right teacher — and the right tools.
Let’s build your MSME journey together.
